Wednesday, November 17, 2010
Financial Responsibility
Financial responsibility is coming to be a HUGE reality to me since coming to college. Before I came to college, I didn't have to worry much about balancing a budget, grocery shopping, or planning out money for the semester. Now, I think about how much books are going to cost and how exactly to stretch my money throughout the entire semester. I don't think I could consider myself financially responsible or irresponsible. I'm a little of both. Sometimes I can make a great decision and decide to eat in instead of going out to Tsunami for dinner. However, sometimes I can decide to buy this great dress, not really considering the repercussions of that. I usually plan a monthly budget if I really want to save up for something. Normally, my budget goes week to week by allotting a certain amount of money to spend a week and trying to stick by that. Sometimes, that just won't be the case. For example, I might have an unexpected expense like parking tickets or losing a Carolina Card. However, I normally can save for something that I am looking to buy. When I graduate, I would love to say I will be "debt-free"! I would also love to be financially stable, even if that means waiting a little while to pay off student loans. I'll try and make this a reality by really getting the most out of my summer jobs, or even possibly looking into undergraduate research or getting a job through USC starting next fall.
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